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Smile Quest Dental

Insurance & financing

Maximize your benefits. Pay the way that works for you.

We verify your coverage before you arrive, give you a clear estimate before treatment and file the claims for you — with flexible monthly financing when you need it.

Insurance

In-network with leading dental plans.

Don’t see yours? We work with many out-of-network providers, verify your benefits before you arrive and file claims for you.

  • Aetna
  • Cigna
  • Delta Dental PPO
  • MetLife
  • Guardian
  • Unum

What to expect

  • Insurance verification before your appointment
  • Clear explanation of your coverage and benefits
  • Upfront cost estimates before treatment
  • Help with claims and paperwork
  • Flexible payment and financing options

Financing

Start treatment now. Pay over time.

We accept cash and all major credit cards, plus trusted third-party financing — often with low or no interest based on approval.

  • CareCredit

    Healthcare credit card with promotional financing

  • Sunbit

    Fast approval, split into monthly payments

  • LendingClub

    Patient financing for larger treatment plans

FAQs

Insurance & payment questions.

What dental insurance plans do you accept in Rocklin, CA?

We are in-network with Aetna, Cigna, Delta Dental PPO, MetLife, Guardian and Unum, and we work with many out-of-network plans. We verify your benefits and explain your coverage before treatment.

What if my insurance provider isn’t listed?

Call us. We work with many out-of-network plans, file claims on your behalf and help you maximize your reimbursement.

Do you offer payment plans for dental treatment?

Yes. We offer financing through CareCredit, Sunbit and LendingClub so you can split treatment costs into monthly payments, often with low or no interest based on approval.

Will I know the cost before treatment starts?

Always. We give you an upfront estimate based on your verified benefits before any treatment, so there are no surprises.

4.9 from 677+ Google reviews

Know your costs before you commit.

We verify your benefits and give you a clear estimate — no surprises. Book online or call today.