Patient resources
Insurance, financing and forms — made simple.
Clear estimates before treatment, no hidden fees, and a team that handles the paperwork. Here’s everything you need before your visit.
Insurance
In-network with leading dental plans.
Don’t see yours? We work with many out-of-network providers, verify your benefits before you arrive and file claims for you.
- Aetna
- Cigna
- Delta Dental PPO
- MetLife
- Guardian
- Unum
What to expect
- Insurance verification before your appointment
- Clear explanation of your coverage and benefits
- Upfront cost estimates before treatment
- Help with claims and paperwork
- Flexible payment and financing options
Financing
Start treatment now. Pay over time.
We accept cash and all major credit cards, plus trusted third-party financing — often with low or no interest based on approval.
CareCredit
Healthcare credit card with promotional financing
Sunbit
Fast approval, split into monthly payments
LendingClub
Patient financing for larger treatment plans
No insurance? No worries
The Quest Care annual membership.
$365
Adults / year
$330
Children / year
No yearly maximum · No pre-existing exclusions
Includes
- 2 dental cleanings (healthy gums)
- 1 oral exam
- 1 oral cancer screening
- 1 intraoral camera exam
- Unlimited X-rays (3D cone beam excluded)
- 20% off most treatments and services
Good to know
- Not dental insurance; usable only at Smile Quest Dental
- Non-transferable; renews annually in your join month
- No discount when third-party financing is used
- Discounts don’t apply to treatment before joining
- Unused benefits are not refundable
New patient forms
Complete your registration before your first visit and bring it with you — we’ll spend more time on you and less on paperwork. Questions while filling it out? Call us anytime.
FAQs
Insurance & payment questions.
What dental insurance plans do you accept in Rocklin, CA?
We are in-network with Aetna, Cigna, Delta Dental PPO, MetLife, Guardian and Unum, and we work with many out-of-network plans. We verify your benefits and explain your coverage before treatment.
Can I see a dentist without insurance?
Yes. We welcome uninsured patients with cash and all major credit cards, third-party financing, and our Quest Care membership — $365/year for adults and $330/year for children, with cleanings, an exam, X-rays and 20% off most treatment.
Do you offer payment plans for dental treatment?
Yes. We offer financing through CareCredit, Sunbit and LendingClub so you can split treatment costs into monthly payments, often with low or no interest based on approval.
What if my insurance provider isn’t listed?
Call us. We work with many out-of-network plans, file claims on your behalf and help you maximize your reimbursement.
Do I need to fill out forms before my first visit?
Completing the new patient registration ahead of time lets us spend more of your visit on you. Download the forms from this page and bring them with you, or call and we will help.
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Know your costs before you commit.
We verify your benefits and give you a clear estimate — no surprises. Book online or call today.